July 10, 2010
- Housing Predictions Were Not So Good
Housing Predictions Were Not So Good
Every year, so-called "experts" make their predictions for the housing market. As 2009 came to a close, many experts predicted two things over and over again:
1. Home prices would fall in the first half of 2010 2. Mortgage rates would be higher in 2010
Here we are over half way [...]
July 9, 2010
- 6 Free Things You Shouldn't Pay For
6 Free Things You Shouldn't Pay For
Odds are you're spending money on things you can easily get for free. Here are a few things you shouldn't be paying for…Know of other things or services you can get for free that others may be paying for? Share them with us. Use the comment link below to [...]
July 8, 2010
- Protect Your Home While on Vacation
Protect Your Home While on Vacation
Leaving for vacation means leaving your home vulnerable to intrusions while it is unoccupied. Making sure you take the proper steps to secure your home while you're away will give you more piece of mind while you're enjoying time away.
So how is it possible to ensure home security in an [...]
July 7, 2010
- Is Now the Time to Remodel?
Is Now the Time to Remodel?
While selling your home may be tough, remodeling it has gotten easier and adds value… which then makes it easier to sell.Questions or comments about remodeling your home? Use the comment link below. We'd love to hear from you.
July 6, 2010
- Building the Perfect Credit History
Building the Perfect Credit History
Here are some ways to build up that "Perfect Credit History"…Have questions about building good credit? Use the comment link below to contact us and we'll get you the answers you need.
July 5, 2010
- New Home Sales Plunge 33 Percent With Tax Credits Gone
New Home Sales Plunge 33 Percent With Tax Credits Gone
Sales of new homes collapsed last month, sinking 33 percent to the lowest level on record as potential buyers stopped shopping for homes once they could no longer get government incentives.
The Commerce Department says new home sales fell in May from a month earlier to a [...]
July 3, 2010
- Flood Insurance Getting Harder to Find
Flood Insurance Getting Harder to Find
From the Gulf oil spill and the floods in Arkansas and Oklahoma to the procession of hurricanes forecast for this year, the stage is set for major property damage in 2010.
Yet people looking to bolster their homeowners-insurance protection are likely to find that premiums are pricier, and extra coverage is [...]
July 2, 2010
- Existing Home Sales Dip in May But Remain at Elevated Levels
Existing Home Sales Dip in May But Remain at Elevated Levels
Following two consecutive months of increases, existing-home sales fell slightly from April to May but were still significantly higher than year-ago levels
According to the National Association of Realtors report, existing-home sales were at a seasonally adjusted annual rate of 5.66 million units in May, down [...]
July 1, 2010
- Real Estate News - July 2010
Real Estate News - July 2010
Our July 2010 Newsletter is now online for you…
http://kaptmortgageservices.com/our-monthly-newsletters/2010/july-2010/
June 20, 2010
- Mortgage Interest Deduction Elimination Press Continues
Mortgage Interest Deduction Elimination Press Continues
The White House and Congress see the 100 billion dollars a year that goes to homeowners and want to spend it on their own projects. They have realized they are spending way too much money and the deficits are growing out of control.
How out of control? Let’s talk nearly 20 [...]
June 19, 2010
- Home Loan Modification Approval - 3 "Must Do" Things
Home Loan Modification Approval - 3 "Must Do" Things
Getting approved for a home loan modification can be a confusing process. Most people won't need to pursue mortgage relief more than once or twice in their lives, and for that reason, few individuals seeking loan modifications are familiar with the steps involved in getting approved. This [...]
June 18, 2010
- Money Saving Ideas for Potential Homeowners
Money Saving Ideas for Potential Homeowners
Before taking out a mortgage on a home, potential home buyers will want to carefully inspect their financial situation. Home buyers should be certain their current income and expenses can support a mortgage payment. There are several ways home buyers can maximize the income they have and make certain they [...]
June 17, 2010
- How to Buy a Foreclosure
How to Buy a Foreclosure
Investors and some home buyers are finding what they consider the bargains of a lifetime, but you have to know what you're doing, or you could lose your shirt! Stacy Johnson explains…Have a questions about buying foreclosures? Use the comment link below and we'll get you answers.
June 16, 2010
- Free Credit Scores Possible at Key Times
Free Credit Scores Possible at Key Times
The U.S. Senate's approval of a far-reaching financial regulatory bill carries great news for consumers in an increasingly credit-sensitive world.
Contained in the bill is a requirement that companies provide you with the credit score they used to deny you credit, impose a higher interest rate on your loan or [...]
June 15, 2010
- How NOT to Buy a Foreclosure
How NOT to Buy a Foreclosure
Buying a foreclosure can be a great way for the inexperienced to lose a lot of money. Stacy Johnson explains!Need more information on foreclosures and how NOT to get burned? Contact us, we'll answer any questions you may have.
June 14, 2010
- Mortgage Rates and Home Buyers Decline
Mortgage Rates and Home Buyers Decline
Mortgage rates continue to decline, continuing to hover near the record lows, while the number of home buyers applying for mortgages has also dropped. Hard to imagine that rates will get lower any time soon.
The number of homeowners applying to refinance their homes has fallen modestly, however, according to the [...]
June 13, 2010
- Save on Moving Costs
Save on Moving Costs
A little planning can save you hundreds or thousands of dollars when you move. Stacy Johnson has a few tips for you…Have more questions about moving? Use the comment link below to ask away and we'll get answers for you.. or, visit our website for more tips on moving.
June 12, 2010
- Changes Coming to Credit Card Fees?
Changes Coming to Credit Card Fees?
New legislation before Congress aims to reduce the fees merchants pay to credit card companies on every transaction.Questions or comments? Just use the "comment" link below to contact us.
June 11, 2010
- Home Prices Show Signs of Revival
Home Prices Show Signs of Revival
Spring is typically the season when people shop for houses. Many families like to complete their home purchase by the end of the summer so as to not uproot their children during the school year. And let's face it: houses just look more enticing when flowers are out. But the [...]
June 10, 2010
- Myths About Credit Scores
Myths About Credit Scores
A reader sent us a question about their credit score, wanting to know why it was lower than they thought it should be and what they could do to bring it up, so I thought I'd answer this reader's question here for anyone else who may have the same question about their [...]
